We provide insurance services to the armed forces


Specialist In Military Insurance | We are SIIAP Approved

Kit And Contents Insurance to include Tenants Liability

Guardian Financial Services can advise on and arrange insurance to cover your military kit, personal property and home contents. Accidental damage or loss to permanent and temporary issue military kit on personal charge to you.

Life insurance

Life insurance is designed to provide a cash lump sum or regular income to your family or person you have nominated in the event of your death, or an advanced payment if you have been diagnosed with a terminal illness.

Critical Illness Insurance

Critical illnesses are more common than people want to believe. For example, 1 in 3 people develop some form of cancer in their lives. The average cost of treating cancer is £570 per month.

Our cover offers the client cover even in a WAR ZONE

Serious Illness Cover offers protection against a wider range of serious illnesses than a typical; critical illness policy, and is designed to pay out based on the severity of your condition. Therefore with serious illness cover you maybe able to make a claim for a proportion of your cover at an earlier stage of your illness than you would e able to with a traditional critical illness plan, and would remain covered for the remaining amount, so you can again as the condition worsens.

They can insure your children for free of charge on the policy for 50% of the adult benefit. The money would help your family pay for medical treatment, enabling you or your partner to take unpaid time off work to be with your child, or perhaps pay for a special family treat such as a holiday. We can also pay for additional child related illness.

About Us

Guardian Financial Services is a team of dedicated financial advisors specialising in military cover including life insurance, critical and serious illness cover, mortgages, military kit insurance, home and contents insurance. We do not charge a Broker fee for our advice- our income comes solely through commission from the product providers you select. We search a panel of well known insurers to find the product which best fits your needs. All Guardian Financial Services advisors are from military backgrounds; either military personnel or a military family with an excellent knowledge of life in the armed forces.

Stephen David Sims trading as Guardian Financial Services is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

Personal Accident Insurance

Low cost cover that includes all area of conflict. Personal Accident insurance gives you protection when you need it most; at home, at the gym, in training or even in deployment. We can offer individual or family cover with various amounts of cover. What’s covered?

Full cover on or off duty

Total and partial disablement

Loss of limbs, toes and fingers

Loss of eyesight, speech and hearing

Fractures of vertebrae, pelvis, legs and arms

Cover for flesh wounds and facial scarring

Hospitalisation and rehabilitation benefit

All sports and activities included


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